Annuity Basics

Annuities get a bad rap, but are they truly in the "do not use" zone? In this episode, Michelle discusses the different types of annuities and how they can fit into your financial plan.

You'll Learn:

• The various types of annuities and their functionalities.

• How annuities can be structured to benefit your retirement goals.

• Real-world scenarios where annuities might be a good fit.

• Michelle's honest perspective on using annuities with clients.

This episode is for you if:

• You're nearing retirement and exploring income options.

• You're curious about annuities but unsure of their role in your finances.

• You want to make informed financial decisions for your future.

Time Stamps

00:20 Diving into Annuities

01:47 Understanding Fixed Annuities

03:59 Exploring Variable Annuities

06:17 Immediate Annuities Explained

08:29 Deferred and Indexed Annuities

11:46 When Annuities Make Sense

17:08 Final Thoughts on Annuities

19:40 Conclusion and Listener Engagement

Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.