How Can You Maximize Your Social Security Benefits?

Are you wondering when to take Social Security and how to maximize your benefits? In this episode, I talk with retirement planner, Greg Kurinec, CFP®, MRFC® about strategies to get the most from your Social Security benefits so you can live a fulfilling retirement.

Greg, explains the decision-making factors for taking Social Security early or delaying it, emphasizing the need to consider health, life expectancy, and employment status.

We also cover:

• Utilizing pre-tax accounts to bridge the gap before claiming Social Security at age 70.

• Conversion of pre-tax accounts to Roth accounts.

• Potential reforms to preserve Social Security.

Links:

Contact Gregory J. Kurinec, CFP®, MRFC® - www.pennantplanning.com/

Time Stamps

00:15 Introduction to Social Security

00:31 Guest Introduction: Greg Kurinec

01:15 The Importance of Unbiased Financial Advice

02:41 Conflicting Information on Social Security

04:23 Understanding Social Security Statements

08:51 Spousal and Divorced Benefits

10:54 Early Retirement Considerations

14:14 Full Retirement Age and Beyond

15:06 Tax Implications and Planning Strategies

23:27 Maximizing Benefits for Married Couples

26:28 Final Thoughts and Conclusion

Disclaimer: The information provided in this podcast is for general informational purposes only and should not be construed as professional financial advice. Always consult with a qualified financial advisor or professional before making any financial decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.